Mortgage Insights

A privacy-first mortgage simulator that helps homeowners understand exactly where their money is going — and how to take back control of their financial future.

No account needed. No cloud. All your data stays on your device.

• Wealth split: see principal vs. total future interest at a glance
• Payment breakdown showing principal vs. interest every month
• 12-month amortisation table
• Overpayment simulator — see years saved and interest eliminated
• Lump sum injector to model one-off payments
• Rate forecast — model fixed-to-variable rate changes over time
• "Life Happens" mode — simulate payment breaks and their real cost
• Overpay vs. invest — compare interest saved against post-tax investment returns
• Available in multiple currencies and regions